"72 Expert-Backed Strategies to Save on Home Insurance: Insider Tips for Consumers"

"72 Expert-Backed Strategies to Save on Home Insurance: Insider Tips for Consumers"

Transcript:

HOME INSURANCE MAY BE DIFFICULT AND PRICEY TO FIND A NEW POLICY FIGURE IN THE MARKET FOR A HOME RIGHT NOW. AND FOR THOSE WHO ALREADY HAVE HOME INSURANCE THINKING PREMIUMS COULD GET CHEAPER OVER TIME. THINK AGAIN, NEWS 6 ANCHOR AND INSIDER GUIDE CRYSTAL MOYER HAS MORE ON HOW YOU CAN SAVE ON YOUR HOME INSURANCE.

ON AVERAGE HOME INSURANCE BILLS ARE PROJECTED TO CLIMB ABOUT 7% THIS YEAR. AND WITH NATURAL DISASTERS ON THE RISE, THERE LIKELY WON'T BE MUCH RELIEF ANYTIME SOON. BUT THERE ARE SO WE HAD IN WAYS YOU CAN TAKE SOME CONTROL OF YOUR PREMIUM. CONSUMER REPORTS REVEAL THE SAVING STRATEGIES TO MANAGE RISING INSURANCE COSTS.

JUST WRITE RECENTLY MOVED OUT OF HER BROOKLYN, NEW YORK APARTMENT FOR A SINGLE-FAMILY HOME IN UPSTATE NEW YORK. BUT WITH ADDED SPACE COMES NEW RESPONSIBILITY, INCLUDING ADDING A HOMEOWNER'S INSURANCE POLICY. TOP REASONS. I'M THINKING A TREE FALLS ON MY HOUSE. SOMEBODY GETS INJURED. GOD FORBID FIRE MAJOR STORM DAMAGE.

THAT KIND OF STUFF WITH HOMEOWNERS INSURANCE. PREMIUMS ARE EXPECTED TO RISE FASTER THAN INFLATION. CONSUMER REPORTS SAY NOW IS THE TIME TO SHOP AROUND. YOU DO GET A LOYALTY BENEFIT FOR STICKING AROUND WITH COMPANIES, BUT IT'S NOT AS GREAT AS THE BENEFIT. https://www.highrevenuegate.com/jzgxe834?key=5723b3125c4580329f8330a2abe379da >> FROM GETTING AN OVERALL LOWER PRICE FROM SHOPPING AROUND.

ONCE YOU FOUND THE RIGHT ENSURE. CONSUMER REPORTS SAYS BUNDLING IS THE BEST WAY TO GET A BIG DISCOUNT. THAT MEANS BUYING YOUR HOMEOWNERS AND AUTO COVERAGE FROM THE SAME COMPANY WHICH CAN SAVE YOU UP TO 30%. THINK ABOUT EXTRA ITEMS TO BUNDLE LIKE COVERAGE FOR A BOAT OR MOTORCYCLE, AND RAISE YOUR DEDUCTIBLE.

MOVING TO A $1000 DEDUCTIBLE FROM A $500 ONE CAN SHAVE YOUR PREMIUM BY 25%. AND LOW DEDUCTIBLE COULD SAVE MONEY IF YOU HAVE A CLAIM, ODDS ARE YOU WON'T HAVE ONE ANY TIME SOON. REPORT HOME IMPROVEMENTS. ANY TIME TO REPLACE OLD PLUMBING AT SECURITY CAMERAS OR INSTALL GAS OR WATER DETECTORS, LET YOUR AGENT KNOW YOU MAY BE ABLE TO TRIM OFF 2 TO 6% WITH EACH ADDITIONAL ITEM.

IF YOU LIVE IN A FIRE-PRONE AREA, EVEN CUTTING BACK DRY BRUSH AROUND YOUR HOME AND OUTBUILDINGS CAN GENERATE A CREDIT ON YOUR BILL. AND FINALLY, WHEN CHOOSING AN INSURER LAND ON ONE THAT PROVIDES GREAT SERVI REGARDLESS OF THE PREMIUM COST TO INSURERS HAVE CONSISTENTLY LANDED IN THE TOP TIER OF CONSUMER REPORTS RATINGS.

I'M MIKA AND MY HUSBAND'S FATHER SERVED IN THE MILITARY. SO WE HAVE USA INSURANCE THEIR SERVICE IS INCREDIBLE. THEY'RE VERY RESPONSIVE. >> CONSUMER REPORTS SAY A MAJOR REASON FOR THE HIKE IS EXTREME WEATHER-RELATED DISASTERS. BUT EVEN IF YOU DON'T LIVE IN A DISASTER-PRONE AREA, YOUR RATES COULD INCREASE. https://www.highrevenuegate.com/tv0etbni9v?key=6c828f3bf070f08090d78b25dcda41e8 https://www.highrevenuegate.com/c2p2z24b?key=44d8df16ea09ff952ae6f5bad87fb4b3